Positioned along a private road on the tranquil West end of 30A, this extraordinary Gulf-front residence captures sweeping, unobstructed views of the emerald waters and sugar-white sands, stretching endlessly in both directions. Thoughtfully renovated in the spring of 2024 and beautifully furnished with a refined coastal aesthetic, the home effortlessly blends classic beach house charm with modern luxury—making it a compelling retreat for personal enjoyment and long-term ownership.
Every element of the home has been curated to complement the surrounding natural beauty while providing a sense of ease and comfort. A soothing coastal color palette and low-maintenance finishes create a relaxed, livable atmosphere, ideal for carefree beachside living. Vaulted ceilings and abundant natural light enhance the spacious interior, which features 4 well-appointed bedrooms, 2.5 baths, and two generous living areasoffering flexibility for entertaining, hosting, or simply unwinding in style.
The open-concept kitchen and dining space is a natural gathering point, thoughtfully designed for both everyday living and elevated entertaining. A sleek wet bar adds a layer of sophistication, perfect for sunset cocktails or weekend celebrations with friends and family.
Step outside to discover multiple outdoor living areas that embrace the serene Gulf-front setting. An expansive covered porch offers a front-row seat to the ever-changing colors of the sea and skyideal for morning coffee, quiet afternoons, or golden-hour gatherings. A dune-side covered deck brings you even closer to the shoreline, where the rhythmic sound of the surf creates a calming, meditative ambiance.
Offered fully furnished, 103 Fort Panic presents a rare, turnkey opportunity for those seeking a beautifully updated coastal sanctuary in one of the most coveted and peaceful stretches of Scenic Highway 30A.
Pending
Price cut: $500K (1/14)
$4,000,000
103 Fort Panic Rd, Santa Rosa Beach, FL 32459
4beds
2,590sqft
Est.:
Single Family Residence
Built in 1982
0.26 Acres Lot
$-- Zestimate®
$1,544/sqft
$-- HOA
What's special
Well-appointed bedroomsSoothing coastal color paletteAbundant natural lightPrivate roadClassic beach house charmExtraordinary gulf-front residenceSweeping unobstructed views
- 330 days |
- 736 |
- 25 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: February 10, 2026 at 08:52am
Listed by:
Spears Group 850-710-2114,
Compass,
Isaiah Denman 850-687-1628,
Compass
Source: ECAOR,MLS#: 972326
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: First
- Area: 224 Square Feet
- Dimensions: 16 x 14
Bedroom
- Level: First
- Area: 168 Square Feet
- Dimensions: 14 x 12
Bedroom
- Level: First
- Area: 196 Square Feet
- Dimensions: 14 x 14
Bedroom
- Level: First
- Area: 196 Square Feet
- Dimensions: 14 x 14
Bathroom
- Level: First
- Area: 50 Square Feet
- Dimensions: 10 x 5
Bathroom
- Level: First
- Area: 50 Square Feet
- Dimensions: 10 x 5
Other
- Area: 500 Square Feet
- Dimensions: 50 x 10
Bonus room
- Level: Second
- Area: 297.25 Square Feet
- Dimensions: 20.5 x 14.5
Dining area
- Description: Dining/Kitchen Combo
- Level: First
- Area: 252 Square Feet
- Dimensions: 18 x 14
Living room
- Level: First
- Area: 420 Square Feet
- Dimensions: 21 x 20
Sitting room
- Level: Second
- Area: 215.25 Square Feet
- Dimensions: 20.5 x 10.5
Cooling
- Ceiling Fan(s)
Appliances
- Included: Disposal, Dryer, Refrigerator, Washer, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Vaulted Ceiling(s), Recessed Lighting, Split Bedroom, Woodwork Painted
- Flooring: Vinyl
- Windows: Window Treatments
- Furnished: Yes
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,590
- Total interior livable area: 2,590 sqft
Property
Features
- Stories: 2
- Patio & porch: Covered, Porch
- Exterior features: Outdoor Grill, Balcony
- Has view: Yes
- View description: Gulf/Pass
- Has water view: Yes
- Water view: Gulf/Pass
- Waterfront features: Gulf, Gulf/Pass
Lot
- Size: 0.26 Acres
- Dimensions: 75 x 151
- Features: Within 1/2 Mile to Water
Details
- Parcel number: 043S20341100000080
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Beach House
- Property subtype: Single Family Residence
Materials
- Frame, Trim Wood, Siding CmntFbrHrdBrd
- Foundation: Pillar/Post/Pier, Foundation Off Grade
- Roof: Metal
Condition
- Construction Complete
- New construction: No
- Year built: 1982
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: SANTA ROSA DUNES
Location
- Region: Santa Rosa Beach
Financial & listing details
- Price per square foot: $1,544/sqft
- Tax assessed value: $2,683,919
- Annual tax amount: $24,515
- Date on market: 11/27/2025
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/10/2026 | Pending sale | $4,000,000$1,544/sqft |
Source:  ECAOR #972326 Report a problem | ||
| 1/14/2026 | Price change | $4,000,000-11.1%$1,544/sqft |
Source: ECAOR #972326 Report a problem | ||
| 6/25/2025 | Price change | $4,500,000-9.1%$1,737/sqft |
Source: ECAOR #972326 Report a problem | ||
| 3/27/2025 | Listed for sale | $4,950,000+98%$1,911/sqft |
Source: ECAOR #972326 Report a problem | ||
| 3/25/2023 | Listing removed | -- |
Source: ECAOR #846701 Report a problem | ||
| 3/25/2021 | Sold | $2,500,000$965/sqft |
Source: Public Record Report a problem | ||
| 1/18/2021 | Pending sale | $2,500,000$965/sqft |
Source: ECAOR #846701 Report a problem | ||
| 5/19/2020 | Listed for sale | $2,500,000+6.4%$965/sqft |
Source: Sand Dunes Real Estate LLC #846701 Report a problem | ||
| 11/20/2019 | Listing removed | $2,350,000$907/sqft |
Source: Sand Dunes Real Estate LLC #792964 Report a problem | ||
| 2/1/2019 | Price change | $2,350,000-1.1%$907/sqft |
Source: Sand Dunes Real Estate LLC #792964 Report a problem | ||
| 1/1/2019 | Price change | $2,375,000-1%$917/sqft |
Source: Sand Dunes Real Estate LLC #792964 Report a problem | ||
| 3/20/2018 | Listed for sale | $2,400,000+47.7%$927/sqft |
Source: CENTURY 21 Blue Marlin Pelican #792964 Report a problem | ||
| 5/23/2015 | Sold | $1,625,000-18.5%$627/sqft |
Source: Public Record Report a problem | ||
| 2/3/2015 | Listed for sale | $1,995,000$770/sqft |
Source: Listhub #722203 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $24,516 +5.2% | $2,683,919 +9.5% |
| 2023 | $23,312 +12.8% | $2,452,074 +10% |
| 2022 | $20,659 +15.2% | $2,229,158 +20.4% |
| 2021 | $17,939 +6.8% | $1,851,441 +10% |
| 2020 | $16,802 +3.2% | $1,683,128 +2.7% |
| 2019 | $16,281 | $1,639,420 +9.9% |
| 2018 | $16,281 +9.5% | $1,491,184 +4.3% |
| 2017 | $14,869 +5% | $1,429,212 +6.5% |
| 2016 | $14,165 +5.4% | $1,342,487 +100.4% |
| 2015 | $13,434 +109% | $669,837 +1.6% |
| 2014 | $6,429 | $659,021 +1.5% |
| 2013 | -- | $649,282 +1.7% |
| 2012 | -- | $638,429 -0.5% |
| 2011 | -- | $641,504 -3.1% |
| 2010 | -- | $662,141 -23.9% |
| 2009 | -- | $870,583 -20.6% |
| 2008 | -- | $1,095,826 -8.9% |
| 2007 | -- | $1,202,644 -22.7% |
| 2005 | -- | $1,556,048 +96.1% |
| 2004 | -- | $793,685 +18.8% |
| 2003 | -- | $668,020 +9.8% |
| 2002 | -- | $608,389 +34.8% |
| 2001 | -- | $451,262 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$22,647/mo
Principal & interest
$19547
Property taxes
$3100
Climate risks
Neighborhood: 32459
Nearby schools
GreatSchools rating
- 9/10Van R. Butler Elementary SchoolGrades: K-5Distance: 0.8 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 8.3 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 4.7 mi
Schools provided by the listing agent
- Elementary: Van R Butler
- Middle: Emerald Coast
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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