Welcome to this beautifully maintained 3 bedroom, 2.5 bathroom home in a sought-after community near downtown Belmont and Lake Wylie! With 2,456 square feet of stylish living space, this home offers the perfect blend of comfort and convenience. Step inside to hardwood flooring that flows throughout the entire home. The open-concept design is perfect for entertaining, with a spacious living room leading to large custom patio and fire pit and gazebo- an ideal spot for relaxing or hosting gatherings! The oversized primary suite is a true retreat, featuring a massive walk-in closet and a spa-like ensuite bathroom. The community includes a pool, playground, dog park, walking trails, and a boat/RV lot. This home provides both luxury and lifestyle. Enjoy easy access to local shops, dining, and outdoor recreation just minutes away! The selling agent is the co-owner of the listing property.
Under contract-show
$499,000
1028 Moonlight Mist Rd, Belmont, NC 28012
3beds
2,456sqft
Est.:
Single Family Residence
Built in 2020
0.15 Acres Lot
$488,100 Zestimate®
$203/sqft
$78/mo HOA
What's special
- 149 days |
- 289 |
- 12 |
Zillow last checked: 8 hours ago
Listing updated: December 29, 2025 at 03:43pm
Listing Provided by:
Kristina Coughlin kristinacoughlin0@gmail.com,
HomeSmart
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4294547
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Features: Vaulted Ceiling(s)
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bathroom half
- Level: Main
Breakfast
- Level: Main
Dining room
- Features: Open Floorplan
- Level: Main
Kitchen
- Features: Kitchen Island, Walk-In Pantry
- Level: Main
Laundry
- Level: Upper
Living room
- Features: Open Floorplan
- Level: Main
Loft
- Level: Upper
Heating
- Natural Gas
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Gas Oven, Gas Range, Microwave, Refrigerator with Ice Maker, Self Cleaning Oven
- Laundry: Upper Level
Features
- Kitchen Island, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Walk-In Pantry
- Flooring: Tile, Wood
- Doors: French Doors, Insulated Door(s), Sliding Doors
- Windows: Insulated Windows, Window Treatments
- Has basement: No
- Attic: Pull Down Stairs
- Fireplace features: Living Room
Interior area
- Total structure area: 2,456
- Total interior livable area: 2,456 sqft
- Finished area above ground: 2,456
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener, Garage Faces Front, Garage on Main Level
- Garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch, Patio
- Exterior features: Fire Pit, Lawn Maintenance
- Fencing: Back Yard,Fenced
Lot
- Size: 0.15 Acres
Details
- Additional structures: Gazebo
- Parcel number: 226998
- Zoning: RES
- Special conditions: Standard
- Other equipment: Surround Sound
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Arts and Crafts
- Property subtype: Single Family Residence
Materials
- Hardboard Siding
- Foundation: Slab
Condition
- New construction: No
- Year built: 2020
Utilities & green energy
- Sewer: Public Sewer
- Water: City
- Utilities for property: Cable Connected, Electricity Connected, Underground Power Lines, Wired Internet Available
Community & HOA
Community
- Security: Carbon Monoxide Detector(s)
- Subdivision: Morgans Branch
HOA
- Has HOA: Yes
- HOA fee: $233 quarterly
- HOA name: Hawthrone Management
Location
- Region: Belmont
Financial & listing details
- Price per square foot: $203/sqft
- Tax assessed value: $425,310
- Annual tax amount: $4,504
- Date on market: 8/22/2025
- Cumulative days on market: 156 days
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Electric utility on property: Yes
- Road surface type: Asphalt, Paved
Estimated market value
$488,100
$464,000 - $513,000
$2,779/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 10/11/2025 | Price change | $499,000-2.2%$203/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4294547 Report a problem | ||
| 9/22/2025 | Price change | $510,000-1.9%$208/sqft |
Source: Canopy MLS as distributed by MLS GRID #4294547 Report a problem | ||
| 8/23/2025 | Listed for sale | $520,000-1%$212/sqft |
Source: Canopy MLS as distributed by MLS GRID #4294547 Report a problem | ||
| 3/24/2025 | Listing removed | $525,000$214/sqft |
Source: Canopy MLS as distributed by MLS GRID #4226477 Report a problem | ||
| 3/7/2025 | Listed for sale | $525,000+91.3%$214/sqft |
Source: Canopy MLS as distributed by MLS GRID #4226477 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,504 +0.5% | $427,290 +0.5% |
| 2024 | $4,483 -1% | $425,310 |
| 2023 | $4,530 +24.7% | $425,310 +52.8% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,986/mo
Principal & interest
$2380
Property taxes
$353
Other costs
$253
Climate risks
Neighborhood: 28012
Nearby schools
GreatSchools rating
- NAJ B Page Primary SchoolGrades: PK-1Distance: 4.2 mi
- 5/10Belmont Middle SchoolGrades: 6-8Distance: 3.3 mi
- 9/10South Point High SchoolGrades: 9-12Distance: 3.5 mi
Schools provided by the listing agent
- Elementary: Page
- Middle: Belmont
- High: South Point (NC)
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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