**This beautiful home is back to active as previous buyer was unable to sell their home** 1026 Prospect Mill Road is a remarkable ranch home at a fabulous price, located in ultra-convenient Bel Air, yet just removed from all the hustle & bustle! Still close to commuting, schools & shopping, this home has the country vibe but keeps you close to what you love! With 3 nice sized bedrooms & 2 full baths, the home meets all your needs. The open concept main level is conducive to entertaining or just enjoying the space. The finished lower level is multi-functional and can be a rec room, perfect for the big game, play room for kids, movie room, home gym or office space. And the back yard...WOW! Fully fenced, this space is perfect for outdoor sports, parties, RV storage, boat storage, gardening or hobby farm activities! The owners have lovingly maintained & updated this home with pride of ownership shining through at every turn. Updates within the last 6 years include: open concept main level w/ LVL beam installed, 30 year architectural roof, HVAC, septic system, water filtration system, kitchen counters & SS appliances, bathroom remodels, all new interior & exterior front door, complete basement waterproofing (w/ warranty), fence & driveway. Decorated and updated in a neutral color palette with a country chic flare, there is nothing for you to do but move in & enjoy the life you deserve:)
For sale
Price cut: $10K (11/17)
$389,999
1026 Prospect Mill Rd, Bel Air, MD 21015
3beds
1,480sqft
Est.:
Single Family Residence
Built in 1961
0.47 Acres Lot
$390,700 Zestimate®
$264/sqft
$-- HOA
What's special
Finished lower levelHobby farm activitiesOpen concept main levelRv storageBoat storageOutdoor sports
- 47 days |
- 1,017 |
- 83 |
Zillow last checked: 8 hours ago
Listing updated: December 13, 2025 at 01:06am
Listed by:
Terri Reilly 443-740-0831,
Cummings & Co. Realtors (410) 823-0033
Source: Bright MLS,MLS#: MDHR2048332
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 3
Rooms
- Room types: Living Room, Bedroom 2, Bedroom 3, Kitchen, Bedroom 1, Recreation Room, Storage Room, Bathroom 1
Bedroom 1
- Level: Main
Bedroom 2
- Level: Main
Bedroom 3
- Level: Main
Bathroom 1
- Level: Main
Bathroom 1
- Level: Lower
Kitchen
- Level: Main
Living room
- Level: Main
Recreation room
- Level: Lower
Storage room
- Level: Lower
Heating
- Baseboard, Oil
Cooling
- Central Air, Electric
Appliances
- Included: Microwave, Dishwasher, Dryer, Washer, Cooktop, Refrigerator, Exhaust Fan, Extra Refrigerator/Freezer, Stainless Steel Appliance(s), Water Conditioner - Owned, Water Heater
- Laundry: Lower Level
Features
- Entry Level Bedroom, Upgraded Countertops, Wainscotting, Kitchen - Table Space, Kitchen - Gourmet, Exposed Beams, Dining Area, Ceiling Fan(s), Chair Railings, Crown Molding
- Flooring: Wood
- Basement: Finished
- Has fireplace: No
Interior area
- Total structure area: 1,872
- Total interior livable area: 1,480 sqft
- Finished area above ground: 936
- Finished area below ground: 544
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Patio
- Pool features: None
- Fencing: Full
Lot
- Size: 0.47 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1303109607
- Zoning: RR
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Other
- Foundation: Other
- Roof: Architectural Shingle
Condition
- Excellent
- New construction: No
- Year built: 1961
Utilities & green energy
- Sewer: On Site Septic, Grinder Pump
- Water: Well
Community & HOA
Community
- Subdivision: Fairwood Heights
HOA
- Has HOA: No
Location
- Region: Bel Air
Financial & listing details
- Price per square foot: $264/sqft
- Tax assessed value: $215,500
- Annual tax amount: $2,349
- Date on market: 10/28/2025
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$390,700
$371,000 - $410,000
$2,255/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/11/2025 | Listed for sale | $389,999$264/sqft |
Source:  Bright MLS #MDHR2048332 Report a problem | ||
| 12/8/2025 | Contingent | $389,999$264/sqft |
Source: Bright MLS #MDHR2048332 Report a problem | ||
| 11/20/2025 | Pending sale | $389,999$264/sqft |
Source: Bright MLS #MDHR2048332 Report a problem | ||
| 11/17/2025 | Price change | $389,999-2.5%$264/sqft |
Source: Bright MLS #MDHR2048332 Report a problem | ||
| 11/4/2025 | Price change | $399,999-2.4%$270/sqft |
Source: Bright MLS #MDHR2048332 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,409 +6.9% | $215,500 +4.2% |
| 2024 | $2,254 +4.4% | $206,800 +4.4% |
| 2023 | $2,159 +4.6% | $198,100 +4.6% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,300/mo
Principal & interest
$1888
Property taxes
$276
Home insurance
$136
Climate risks
Neighborhood: 21015
Nearby schools
GreatSchools rating
- 8/10Prospect Mill Elementary SchoolGrades: PK-5Distance: 1.3 mi
- 8/10Southampton Middle SchoolGrades: 6-8Distance: 1.5 mi
- 7/10C. Milton Wright High SchoolGrades: 9-12Distance: 0.8 mi
Schools provided by the listing agent
- District: Harford County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- Loading
- Loading
