Now available in the desirable South Haven community of Ruskin! This move-in ready two-story home, only 3 years old, offers 4 bedrooms, 3 bathrooms, and a 2-car garage with a thoughtful layout designed for comfort and convenience. Inside, you’ll find brand-new carpeting and fresh paint throughout, creating a bright, like-new feel. The modern kitchen is equipped with granite countertops, newer stainless steel appliances, and ample storage, flowing seamlessly into the open-concept living and dining areas. Upstairs, a spacious loft/bonus room provides flexible space for a home office, playroom, or media room. All bedrooms feature walk-in closets, while the first-floor bedroom and full bath are perfect for guests or multigenerational living. The laundry room is conveniently located upstairs with a full-size washer and dryer, shelving, and extra storage space. Step outside to enjoy a generously sized backyard with an open patio, ideal for grilling or soaking up the Florida sunshine. South Haven is a small, welcoming community with NO CDD, LOW HOA dues, and access to a playground and dog park. Location grants easy access to all major highways including I75, I4, Selmon Expressway, and US Highway 301, beaches, restaurants, theme parks, and many other entertainment destinations. Don’t miss your chance to own this modern, updated home in a sought-after neighborhood! SELLER OFFERING $5,000 CONCESSION TOWARDS BUYER'S CLOSING COSTS WITH ACCEPTABLE OFFER!!!
For sale
$389,900
1022 Kelly Fern Loop, Ruskin, FL 33570
4beds
2,289sqft
Est.:
Single Family Residence
Built in 2022
4,293 Square Feet Lot
$387,300 Zestimate®
$170/sqft
$68/mo HOA
What's special
Fresh paintGranite countertopsGenerously sized backyardBrand-new carpetingModern kitchenOpen patioNewer stainless steel appliances
- 84 days |
- 34 |
- 1 |
Zillow last checked: 8 hours ago
Listing updated: November 06, 2025 at 06:43am
Listing Provided by:
Angela Lara 813-326-5545,
YOU HAVE REALTY LLC 407-707-9557
Source: Stellar MLS,MLS#: O6346772
Originating MLS: Orlando Regional
Originating MLS: Orlando Regional
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Bonus Room, Great Room, Utility Room, Loft
Primary bedroom
- Features: Walk-In Closet(s)
- Level: Second
- Area: 240 Square Feet
- Dimensions: 16x15
Bonus room
- Features: No Closet
- Level: Second
- Area: 247 Square Feet
- Dimensions: 13x19
Kitchen
- Features: Breakfast Bar, Granite Counters, Kitchen Island, Pantry, Built-in Closet
- Level: First
- Area: 360 Square Feet
- Dimensions: 24x15
Living room
- Level: First
- Area: 169 Square Feet
- Dimensions: 13x13
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Upper Level, Washer Hookup
Features
- Dry Bar, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
- Flooring: Carpet, Vinyl
- Doors: Sliding Doors
- Windows: Blinds, Window Treatments
- Has fireplace: No
Interior area
- Total structure area: 2,758
- Total interior livable area: 2,289 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage Door Opener
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch, Patio
- Exterior features: Irrigation System, Lighting, Sidewalk, Sprinkler Metered
Lot
- Size: 4,293 Square Feet
- Features: In County, Landscaped, Sidewalk
- Residential vegetation: Trees/Landscaped
Details
- Parcel number: U043219C5100000000042.0
- Zoning: PD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Block, Stucco, Wood Siding
- Foundation: Slab
- Roof: Shingle
Condition
- Completed
- New construction: No
- Year built: 2022
Details
- Builder model: Magellan
- Builder name: Starlight Homes
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Fiber Optics, Phone Available, Public, Sewer Connected, Sprinkler Meter, Street Lights, Underground Utilities, Water Connected
Community & HOA
Community
- Features: Community Mailbox, Deed Restrictions, Dog Park, Playground
- Security: Fire/Smoke Detection Integration
- Subdivision: SOUTH HAVEN
HOA
- Has HOA: Yes
- Amenities included: Fence Restrictions, Playground
- Services included: Common Area Taxes, Reserve Fund, Recreational Facilities
- HOA fee: $68 monthly
- HOA name: Prime Community Management
- HOA phone: 863-293-7400
- Pet fee: $0 monthly
Location
- Region: Ruskin
Financial & listing details
- Price per square foot: $170/sqft
- Tax assessed value: $276,484
- Annual tax amount: $5,584
- Date on market: 9/24/2025
- Cumulative days on market: 67 days
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$387,300
$368,000 - $407,000
$2,495/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 9/24/2025 | Listed for sale | $389,900+8.3%$170/sqft |
Source:  Stellar MLS #O6346772 Report a problem | ||
| 9/24/2025 | Listing removed | $2,600$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 8/14/2025 | Price change | $2,600-3.7%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 7/10/2025 | Listed for rent | $2,700$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 7/10/2025 | Listing removed | $2,700$1/sqft |
Source: Zillow Rentals Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,585 +3.3% | $276,484 +18.6% |
| 2023 | $5,405 +1484.5% | $233,062 +5325.1% |
| 2022 | $341 -0.5% | $4,296 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,666/mo
Principal & interest
$1877
Property taxes
$585
Other costs
$204
Climate risks
Neighborhood: 33570
Nearby schools
GreatSchools rating
- 2/10Cypress Creek Elementary SchoolGrades: PK-5Distance: 2.4 mi
- 2/10Shields Middle SchoolGrades: 6-8Distance: 2.2 mi
- 4/10Lennard High SchoolGrades: 9-12Distance: 0.5 mi
Schools provided by the listing agent
- Elementary: Cypress Creek-HB
- Middle: Shields-HB
- High: Lennard-HB
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- Loading
- Loading
