Tucked into a quiet Waterloo neighborhood, this expansive 4-bedroom (4th bedroom is non conforming), 3.5-bathroom home offers over 3,700 square feet of comfortable living space, perfect for everyday life and entertaining alike. From generously sized rooms to well-designed extras, every detail has been thoughtfully maintained and cared for. The main floor welcomes you with an open layout that includes a spacious living area, a dedicated home office ideal for remote work or study, and a peaceful, secluded sunroom that overlooks the backyard—offering a relaxing space to unwind year-round. The kitchen and dining areas flow easily together, making it a natural hub for gatherings and conversation. Upstairs, the standout feature is a huge primary suite with plenty of room to create your own retreat. You'll find a large walk-in closet and a private en suite bath, creating a space that feels both functional and relaxing. Two additional bedrooms and a full bath complete the upper level. The finished lower level adds even more flexibility, with a fourth non-conforming bedroom, a spacious living area, and another full bath—great for guests, hobbies, or additional living space. Outside, the immaculate yard speaks for itself. With mature landscaping and well-kept green space, it's ideal for backyard get-togethers or a quiet evening outdoors. The oversized garage offers extra room for storage, tools, or recreational gear. Super clean and well-maintained from top to bottom, this home blends space, comfort, and privacy in a layout that suits a variety of needs. Whether you're hosting friends or enjoying a quiet day at home, this property delivers the kind of everyday ease that’s hard to find.
For sale
Price cut: $10K (12/8)
$430,000
1020 Nancy Rd, Waterloo, IA 50701
4beds
3,708sqft
Est.:
Single Family Residence
Built in 1984
0.3 Acres Lot
$420,200 Zestimate®
$116/sqft
$-- HOA
What's special
Finished lower levelOpen layoutGenerously sized roomsPeaceful secluded sunroomQuiet waterloo neighborhoodImmaculate yardMature landscaping
- 134 days |
- 629 |
- 27 |
Zillow last checked: 8 hours ago
Listing updated: December 08, 2025 at 07:20am
Listed by:
Gerald Sorensen 319-269-1168,
RE/MAX Concepts - Cedar Falls,
Gordie Sorensen 319-269-1164,
RE/MAX Concepts - Cedar Falls
Source: Northeast Iowa Regional BOR,MLS#: 20253774
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- 1/2 bathrooms: 1
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Heating
- Electric, Forced Air, Geothermal, Heat Pump
Cooling
- Central Air, Zoned
Appliances
- Included: Built-In Oven, Built-In Range, Dishwasher, Microwave Built In, Refrigerator, Electric Water Heater, Water Softener
- Laundry: 1st Floor, Laundry Room
Features
- Ceiling Fan(s), Granite Counters
- Flooring: Hardwood
- Doors: Sliding Doors
- Basement: Concrete,Finished
- Has fireplace: Yes
- Fireplace features: One, Wood Burning
Interior area
- Total interior livable area: 3,708 sqft
- Finished area below ground: 1,132
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: 3 or More Stalls, Attached Garage, Garage Door Opener, Oversized
- Has attached garage: Yes
- Carport spaces: 3
Features
- Patio & porch: Deck, Enclosed
Lot
- Size: 0.3 Acres
- Dimensions: 101x130
- Features: Cul-De-Sac
Details
- Parcel number: 881304455017
- Zoning: R-1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Roof: Asphalt
Condition
- Year built: 1984
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $116/sqft
- Tax assessed value: $464,090
- Annual tax amount: $8,190
- Date on market: 8/6/2025
- Cumulative days on market: 135 days
- Road surface type: Concrete
Estimated market value
$420,200
$399,000 - $441,000
$1,752/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/8/2025 | Price change | $430,000-2.3%$116/sqft |
Source: | ||
| 9/25/2025 | Price change | $440,000-4.3%$119/sqft |
Source: | ||
| 8/6/2025 | Listed for sale | $460,000+130%$124/sqft |
Source: | ||
| 1/14/1994 | Sold | $200,000$54/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $7,466 +6.9% | $399,660 |
| 2023 | $6,982 +2.8% | $399,660 +21% |
| 2022 | $6,795 +3.5% | $330,170 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,338/mo
Principal & interest
$1667
Property taxes
$520
Home insurance
$151
Climate risks
Neighborhood: 50701
Nearby schools
GreatSchools rating
- 3/10Lou Henry Elementary SchoolGrades: K-5Distance: 0.3 mi
- 6/10Hoover Middle SchoolGrades: 6-8Distance: 0.4 mi
- 3/10West High SchoolGrades: 9-12Distance: 1.1 mi
Schools provided by the listing agent
- Elementary: Lou Henry
- Middle: Hoover Intermediate
- High: West High
Source: Northeast Iowa Regional BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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