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For sale
  • Price cut: $10K (12/8)
    $430,000

    1020 Nancy Rd, Waterloo, IA 50701

    4beds
    3,708sqft
    : 
    Single Family Residence
    Built in 1984
    0.3 Acres Lot
    $420,200 Zestimate®
    $116/sqft
    $-- HOA

    What's special

    Finished lower levelOpen layoutGenerously sized roomsPeaceful secluded sunroomQuiet waterloo neighborhoodImmaculate yardMature landscaping
    Tucked into a quiet Waterloo neighborhood, this expansive 4-bedroom (4th bedroom is non conforming), 3.5-bathroom home offers over 3,700 square feet of comfortable living space, perfect for everyday life and entertaining alike. From generously sized rooms to well-designed extras, every detail has been thoughtfully maintained and cared for. The main floor welcomes you with an open layout that includes a spacious living area, a dedicated home office ideal for remote work or study, and a peaceful, secluded sunroom that overlooks the backyard—offering a relaxing space to unwind year-round. The kitchen and dining areas flow easily together, making it a natural hub for gatherings and conversation. Upstairs, the standout feature is a huge primary suite with plenty of room to create your own retreat. You'll find a large walk-in closet and a private en suite bath, creating a space that feels both functional and relaxing. Two additional bedrooms and a full bath complete the upper level. The finished lower level adds even more flexibility, with a fourth non-conforming bedroom, a spacious living area, and another full bath—great for guests, hobbies, or additional living space. Outside, the immaculate yard speaks for itself. With mature landscaping and well-kept green space, it's ideal for backyard get-togethers or a quiet evening outdoors. The oversized garage offers extra room for storage, tools, or recreational gear. Super clean and well-maintained from top to bottom, this home blends space, comfort, and privacy in a layout that suits a variety of needs. Whether you're hosting friends or enjoying a quiet day at home, this property delivers the kind of everyday ease that’s hard to find.
    134 days
    |
    629
    |
    27
    |

    Zillow last checked: 8 hours ago

    Listing updated: December 08, 2025 at 07:20am

    Listed by:

    Gerald Sorensen 319-269-1168,

    RE/MAX Concepts - Cedar Falls,

    Gordie Sorensen 319-269-1164,

    RE/MAX Concepts - Cedar Falls

    Source: Northeast Iowa Regional BOR,MLS#: 20253774MLS Logo

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 3
    • Full bathrooms: 3
    • 1/2 bathrooms: 1
    Other
    • Level: Upper
    Other
    • Level: Main
    Other
    • Level: Lower
    Heating
    • Electric, Forced Air, Geothermal, Heat Pump
    Cooling
    • Central Air, Zoned
    Appliances
    • Included: Built-In Oven, Built-In Range, Dishwasher, Microwave Built In, Refrigerator, Electric Water Heater, Water Softener
    • Laundry: 1st Floor, Laundry Room
    Features
    • Ceiling Fan(s), Granite Counters
    • Flooring: Hardwood
    • Doors: Sliding Doors
    • Basement: Concrete,Finished
    • Has fireplace: Yes
    • Fireplace features: One, Wood Burning
    Interior area
    • Total interior livable area: 3,708 sqft
    • Finished area below ground: 1,132
    Video & virtual tour

    Property

    Parking
    • Total spaces: 3
    • Parking features: 3 or More Stalls, Attached Garage, Garage Door Opener, Oversized
    • Has attached garage: Yes
    • Carport spaces: 3
    Features
    • Patio & porch: Deck, Enclosed
    Lot
    • Size: 0.3 Acres
    • Dimensions: 101x130
    • Features: Cul-De-Sac
    Details
    • Parcel number: 881304455017
    • Zoning: R-1
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Vinyl Siding
    • Roof: Asphalt
    Condition
    • Year built: 1984

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public

    Community & HOA

    Location
    • Region: Waterloo

    Financial & listing details

    • Price per square foot: $116/sqft
    • Tax assessed value: $464,090
    • Annual tax amount: $8,190
    • Date on market: 8/6/2025
    • Cumulative days on market: 135 days
    • Road surface type: Concrete
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    Estimated market value

    $420,200

    $399,000 - $441,000

    $1,752/mo

    Price history

    Price history
    DateEventPrice
    12/8/2025Price change$430,000-2.3%$116/sqft
    Source: Northeast Iowa Regional BOR #20253774 Report a problem
    9/25/2025Price change$440,000-4.3%$119/sqft
    Source: Northeast Iowa Regional BOR #20253774 Report a problem
    8/6/2025Listed for sale$460,000+130%$124/sqft
    Source: Northeast Iowa Regional BOR #20253774 Report a problem
    1/14/1994Sold$200,000$54/sqft
    Source: Agent Provided Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$7,466 +6.9%$399,660
    2023$6,982 +2.8%$399,660 +21%
    2022$6,795 +3.5%$330,170

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $2,338/mo
    Principal & interest
    $1667
    Property taxes
    $520
    Home insurance
    $151

      Climate risks

      Neighborhood: 50701

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Lou Henry
      • Middle: Hoover Intermediate
      • High: West High

      Source: Northeast Iowa Regional BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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