Tucked inside the peaceful and private Shelter Lagoon enclave, this beautifully remodeled townhome offers resort-style living in the heart of Santa Cruz with a rare feature you won't find elsewhere: a scenic trail through Neary Lagoon that leads you all the way to the beach without ever stepping onto a street. This 2-bedroom, 2-bath home has been thoughtfully upgraded with a highly desirable floor plan and custom finishes. The stunning kitchen remodel includes quartz countertops, new appliances, and premium features like pull-out shelving and soft-close drawers. Perfect for both everyday living and entertaining. Enjoy vaulted open-beam ceilings, and a private deck overlooking the lush grounds and sparkling pool. With no one above or below, you'll appreciate the privacy. Just a short walk through nature brings you to the Santa Cruz Wharf, Steamer Lane, West Cliff paths, and the Beach Boardwalk. You're also walking distance to downtown Santa Cruz, minutes to UCSC, and enjoy easy commuter access. The resort-like community amenities include a pool, tennis and pickleball courts, EV charging, and beautiful greenbelts and lagoon trails. A rare gem that blends convenience, coastal living, and natural beauty, move-in ready and truly special.
For sale
$888,000
102 Tree Frog Ln, Santa Cruz, CA 95060
2beds
1,288sqft
Est.:
Townhouse, Residential
Built in 1979
566 Square Feet Lot
$902,200 Zestimate®
$689/sqft
$704/mo HOA
What's special
Stunning kitchen remodelHighly desirable floor planQuartz countertopsCustom finishesNew appliancesVaulted open-beam ceilings
- 6 days |
- 1,399 |
- 48 |
Zillow last checked: 8 hours ago
Listing updated: December 30, 2025 at 01:46pm
Listed by:
Kasey Hinchman 01424163 831-239-3708,
David Lyng Real Estate 831-429-5700
Source: MLSListings Inc,MLS#: ML82030051
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Bathroom
- Features: PrimaryTubwJets, FullonGroundFloor
Dining room
- Features: DiningArea, NoFormalDiningRoom
Family room
- Features: NoFamilyRoom
Kitchen
- Features: ExhaustFan, Island
Heating
- Central Forced Air
Cooling
- None
Appliances
- Included: Dishwasher, Exhaust Fan, Disposal, Microwave, Built In Oven/Range, Refrigerator
- Laundry: Inside
Features
- High Ceilings, Open Beam Ceiling
Interior area
- Total structure area: 1,288
- Total interior livable area: 1,288 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Assigned, Carport, Common, Guest
- Carport spaces: 1
Features
- Stories: 2
- Exterior features: Tennis Court(s)
- Pool features: Community, Fenced, In Ground
Lot
- Size: 566 Square Feet
- Features: Level
Details
- Additional structures: TennisRaquetball
- Parcel number: 00436142000
- Zoning: Residential
- Special conditions: Standard
Construction
Type & style
- Home type: Townhouse
- Property subtype: Townhouse, Residential
Materials
- Foundation: Slab
- Roof: Composition
Condition
- New construction: No
- Year built: 1979
Utilities & green energy
- Gas: PublicUtilities
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Public Utilities, Water Public
Community & HOA
HOA
- Has HOA: Yes
- Amenities included: Community Pool
- HOA fee: $704 monthly
Location
- Region: Santa Cruz
Financial & listing details
- Price per square foot: $689/sqft
- Tax assessed value: $1,017,699
- Date on market: 12/30/2025
- Listing agreement: ExclusiveRightToSell
Estimated market value
$902,200
$857,000 - $947,000
$3,468/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/31/2025 | Listed for sale | $888,000-1.2%$689/sqft |
Source:  MLSListings Inc #ML82030051 Report a problem | ||
| 11/20/2025 | Listing removed | $899,000$698/sqft |
Source: MLSListings Inc #ML82006624 Report a problem | ||
| 9/10/2025 | Price change | $899,000-5.3%$698/sqft |
Source: MLSListings Inc #ML82006624 Report a problem | ||
| 6/12/2025 | Price change | $949,000-4%$737/sqft |
Source: MLSListings Inc #ML82006624 Report a problem | ||
| 5/13/2025 | Listed for sale | $989,000+3.1%$768/sqft |
Source: MLSListings Inc #ML82006624 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $1,017,699 +2% |
| 2024 | $11,371 +1.2% | $997,744 +2% |
| 2023 | $11,234 +100.6% | $978,180 +112.4% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$6,075/mo
Principal & interest
$4246
Property taxes
$814
Other costs
$1015
Climate risks
Neighborhood: 95060
Nearby schools
GreatSchools rating
- 4/10Bay View Elementary SchoolGrades: K-5Distance: 0.5 mi
- 5/10Mission Hill Middle SchoolGrades: 6-8Distance: 0.7 mi
- 10/10Santa Cruz High SchoolGrades: 9-12Distance: 0.4 mi
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