102 Jasmine Ln, Kingsland, GA 31548

Path to Home Ownership Opportunity! Monthly Rent: $1,850 Purchase Price: $279,900 This home is on our work for equity program. It needs the carpets replaced (or laminate put down) and interior paint. You do the work, and we will credit you towards the purchase price of the home! We qualify based on income! Unlike typical landlords, our focus is on helping you move from renting to owning your own home. You can enter our Path to Home Ownership Program at any level, depending on where you are in your journey toward homeownership. We also assist with credit repair or other qualifying issues while you're in the program to help you achieve your goal of homeownership. Program Levels: 1. Bronze - Renter: At this level, you're renting the home with no payments going toward the purchase price. This allows you to live in the home while working to save for a down payment or improve your credit. You can add extra to your monthly payments to save more quickly, and we give you 20% extra credit at tax time to help you reach your down payment goals. To move in, you'll need $1,850 for the first month's rent and a $1,950 reservation fee (the reservation fee is $100 more than the rent), totaling $3,800. 2. Silver - Lease with First Option to Buy: Once you've saved 3.7% of the purchase price (approximately $10,356.30), we sign a lease with the first option to buy the home. This shows a commitment from us not to sell the house from under you and a commitment from you to work toward homeownership. At this level, you can work on becoming bank qualified while living in the home. The total amount required to move in is $10,356.30 plus the first month's rent of $1,850, bringing the total to $12,206.30. 3. Gold - Owner Financing: Once you've saved 10% of the purchase price (or if you choose to enter at this level), we finance the home for you. Payments at this level go toward principal and interest. The total needed to move in at the Gold level is $27,990. If you've already gone through the Silver level, you'll only need $17,633.70, as we credit the $10,356.30 you've already paid. Unlike traditional rent, your payments won't increase, except for minor adjustments in taxes and insurance, which are far smaller than typical rent increases. 4. Platinum - Bank Qualified: At this level, you're ready for traditional bank financing. Once you resolve any credit or financial issues, you can qualify for a bank loan, resulting in lower monthly payments. You can transition to this level anytime you're ready during the program. Let us know if you'd like to get started or if you have any questions about the program!