Come live the lake life in this contemporary raised rancher! Just a short walk to the beach, this beautiful stone-and-vinyl siding home on a quiet cul-de-sac offers the perfect balance of privacy and convenience. With 4 bedrooms, 3 baths, and over 3,000 sq ft, there’s room for everyone to relax and enjoy. Step inside to a soaring great room with vaulted ceilings and walls of windows, a freshly painted main level, and an updated kitchen with expansive cabinetry and modern appliances. The spacious sunroom connects two main-level bedrooms, creating the perfect flex space for an office, playroom, or lounge. Downstairs, you’ll find two additional bedrooms, a den, and space ready for a possible kitchenette—ideal for guests or multi-generational living. Outside, enjoy upper-level decking, a 2-car garage plus an additional covered carport and still additional paved parking. Best of all, you’re just steps from Beach 1, the clubhouse, dog parks, sports courts, playground, and marina for boating adventures. This home truly has it all—lake amenities, wooded privacy, and space to grow.
Under contract
Price cut: $24K (9/27)
$425,000
102 Divot Pl, Cross Junction, VA 22625
4beds
3,592sqft
Est.:
Single Family Residence
Built in 1991
0.33 Acres Lot
$417,400 Zestimate®
$118/sqft
$150/mo HOA
What's special
Stone-and-vinyl sidingSpacious sunroomUpper-level deckingPaved parkingQuiet cul-de-sacAdditional bedroomsVaulted ceilings
- 93 days |
- 35 |
- 0 |
Zillow last checked: 8 hours ago
Listing updated: November 04, 2025 at 07:55am
Listed by:
Lisa Cox 540-560-5711,
Colony Realty
Source: Bright MLS,MLS#: VAFV2036544
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 2
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Den, Breakfast Room, Sun/Florida Room, Other, Storage Room, Primary Bathroom, Full Bath
Primary bedroom
- Features: Flooring - Carpet, Walk-In Closet(s), Ceiling Fan(s), Attached Bathroom
- Level: Main
- Area: 238 Square Feet
- Dimensions: 17 x 14
Bedroom 2
- Features: Flooring - Carpet
- Level: Main
- Area: 132 Square Feet
- Dimensions: 12 x 11
Bedroom 3
- Features: Flooring - Ceramic Tile
- Level: Lower
- Area: 140 Square Feet
- Dimensions: 14 x 10
Bedroom 4
- Features: Flooring - Ceramic Tile
- Level: Lower
- Area: 154 Square Feet
- Dimensions: 11 x 14
Primary bathroom
- Features: Flooring - Vinyl, Bathroom - Jetted Tub
- Level: Main
- Area: 72 Square Feet
- Dimensions: 8 x 9
Breakfast room
- Features: Cathedral/Vaulted Ceiling, Flooring - HardWood
- Level: Main
- Area: 156 Square Feet
- Dimensions: 13 x 12
Den
- Features: Flooring - Ceramic Tile
- Level: Lower
- Area: 238 Square Feet
- Dimensions: 14 x 17
Dining room
- Features: Cathedral/Vaulted Ceiling, Flooring - HardWood
- Level: Main
- Area: 176 Square Feet
- Dimensions: 16 x 11
Other
- Features: Bathroom - Stall Shower, Flooring - Vinyl
- Level: Main
- Area: 54 Square Feet
- Dimensions: 9 x 6
Other
- Features: Flooring - Ceramic Tile
- Level: Lower
Kitchen
- Features: Cathedral/Vaulted Ceiling, Flooring - Vinyl, Eat-in Kitchen
- Level: Main
- Area: 182 Square Feet
- Dimensions: 14 x 13
Living room
- Features: Cathedral/Vaulted Ceiling, Fireplace - Gas, Flooring - HardWood
- Level: Main
- Area: 304 Square Feet
- Dimensions: 19 x 16
Other
- Features: Flooring - Ceramic Tile
- Level: Lower
- Area: 196 Square Feet
- Dimensions: 14 x 14
Storage room
- Features: Flooring - Vinyl
- Level: Lower
- Area: 220 Square Feet
- Dimensions: 20 x 11
Other
- Features: Flooring - Carpet
- Level: Main
- Area: 480 Square Feet
- Dimensions: 40 x 12
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Stainless Steel Appliance(s), Refrigerator, Dishwasher, Oven, Down Draft, Washer, Dryer, Extra Refrigerator/Freezer, Electric Water Heater
- Laundry: Main Level
Features
- Central Vacuum, Bathroom - Stall Shower, Breakfast Area, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Open Floorplan, Eat-in Kitchen, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Walk-In Closet(s), Vaulted Ceiling(s)
- Flooring: Vinyl, Hardwood, Carpet, Ceramic Tile, Wood
- Doors: French Doors
- Windows: Palladian, Casement
- Basement: Connecting Stairway,Interior Entry,Walk-Out Access,Full,Finished,Garage Access
- Number of fireplaces: 1
- Fireplace features: Gas/Propane, Stone
Interior area
- Total structure area: 3,592
- Total interior livable area: 3,592 sqft
- Finished area above ground: 1,796
- Finished area below ground: 1,796
Property
Parking
- Total spaces: 7
- Parking features: Garage Faces Front, Basement, Inside Entrance, Attached, Driveway, Off Street, Attached Carport
- Attached garage spaces: 2
- Carport spaces: 1
- Covered spaces: 3
- Uncovered spaces: 4
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Pool features: None
- Has spa: Yes
- Spa features: Bath
- Has view: Yes
- View description: Trees/Woods
- Waterfront features: Boat - Length Limit, Boat - Powered, Canoe/Kayak, Fishing Allowed, Public Access, Swimming Allowed, Waterski/Wakeboard, Lake
- Body of water: Lake Holiday
Lot
- Size: 0.33 Acres
- Features: Cul-De-Sac
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 18A033A1458
- Zoning: R5
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Stone
- Foundation: Block
- Roof: Architectural Shingle
Condition
- Good
- New construction: No
- Year built: 1991
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable
Community & HOA
Community
- Security: Security Gate
- Subdivision: Lake Holiday Estates
HOA
- Has HOA: Yes
- Amenities included: Baseball Field, Basketball Court, Beach Access, Clubhouse, Dog Park, Gated, Jogging Path, Lake, Meeting Room, Party Room, Picnic Area, Pier/Dock, Security, Tennis Court(s), Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges
- Services included: Common Area Maintenance, Management, Pier/Dock Maintenance, Recreation Facility, Security
- HOA fee: $150 monthly
- HOA name: LAKE HOLIDAY COUNTRY CLUB
Location
- Region: Cross Junction
Financial & listing details
- Price per square foot: $118/sqft
- Tax assessed value: $490,600
- Annual tax amount: $2,355
- Date on market: 9/9/2025
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$417,400
$397,000 - $438,000
$2,679/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/4/2025 | Contingent | $425,000$118/sqft |
Source:  Bright MLS #VAFV2036544 Report a problem | ||
| 9/27/2025 | Price change | $425,000-5.3%$118/sqft |
Source: Bright MLS #VAFV2036544 Report a problem | ||
| 9/9/2025 | Listed for sale | $449,000+164.1%$125/sqft |
Source: Bright MLS #VAFV2036544 Report a problem | ||
| 7/24/2009 | Sold | $170,000-24.4%$47/sqft |
Source: Agent Provided Report a problem | ||
| 1/1/2009 | Listing removed | $224,900$63/sqft |
Source: ERA #FV6618485 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,124 | $416,500 |
| 2023 | $2,124 +113.2% | $416,500 +27.5% |
| 2022 | $996 | $326,700 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,508/mo
Principal & interest
$2050
Property taxes
$159
Other costs
$299
Climate risks
Neighborhood: 22625
Nearby schools
GreatSchools rating
- 1/10Gainesboro Elementary SchoolGrades: PK-5Distance: 5 mi
- 2/10Frederick County Middle SchoolGrades: 6-8Distance: 4.9 mi
- 6/10James Wood High SchoolGrades: 9-12Distance: 10.2 mi
Schools provided by the listing agent
- Elementary: Gainesboro
- Middle: Frederick County
- High: James Wood
- District: Frederick County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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