ELIGIBLE FOR ZERO DOWN PAYMENT FINANCING – NEW ROOF MARCH 2024! Versatile 3-Bedroom Home on Nearly Half an Acre – No HOA – Eligible for Zero Down USDA Financing – Great for Hobbies, Home Business, or In-Laws Welcome to Ocala Waterway Estates! This spacious 3-bedroom, 2-bath home sits on a .46-acre lot at the end of a quiet cul-de-sac and is surrounded by vinyl privacy fencing—ideal for pet lovers, hobbyists, and anyone seeking flexible living space without HOA restrictions. Inside, you’ll find a formal living room, a cozy family room, and a bonus room that can function as a home office, craft room, or potential 4th bedroom. The kitchen opens to a large A/C-cooled living area—perfect for entertaining—with direct access to the backyard. Two bedrooms have private access to a screened porch, making this home a great option for an in-law suite or multi-generational living. Enjoy morning coffee or evening breezes from two screened porches designed for relaxation and privacy. Out back, a screened exterior block building with plumbing and electricity is ready to be transformed into a workshop, studio, guest suite, or home business space. Front and back irrigation systems keep the yard lush and green year-round. Best of all—this home qualifies for zero down USDA financing, making ownership more affordable than ever! Schedule your private showing today and explore the possibilities.
For sale
$359,900
10151 SW 41st Ter, Ocala, FL 34476
3beds
2,055sqft
Est.:
Single Family Residence
Built in 2004
0.46 Acres Lot
$352,000 Zestimate®
$175/sqft
$-- HOA
What's special
New roofBonus roomCozy family roomTwo screened porches
- 173 days |
- 182 |
- 6 |
Zillow last checked: 8 hours ago
Listing updated: November 19, 2025 at 08:23am
Listing Provided by:
Jennifer Hay 352-207-3600,
NEWMARK REAL ESTATE GROUP 352-207-3600
Source: Stellar MLS,MLS#: OM704017
Originating MLS: Ocala - Marion
Originating MLS: Ocala - Marion
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 217.5 Square Feet
- Dimensions: 15x14.5
Other
- Features: Built-in Closet
- Level: First
- Area: 110 Square Feet
- Dimensions: 10x11
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 144 Square Feet
- Dimensions: 12x12
Bedroom 3
- Features: Built-in Closet
- Level: First
- Area: 121 Square Feet
- Dimensions: 11x11
Primary bathroom
- Level: First
- Area: 93.5 Square Feet
- Dimensions: 11x8.5
Bathroom 2
- Level: First
- Area: 40 Square Feet
- Dimensions: 5x8
Dining room
- Level: First
- Area: 132 Square Feet
- Dimensions: 11x12
Family room
- Level: First
- Area: 231 Square Feet
- Dimensions: 21x11
Kitchen
- Level: First
- Area: 154 Square Feet
- Dimensions: 11x14
Laundry
- Level: First
- Area: 40 Square Feet
- Dimensions: 8x5
Living room
- Level: First
- Area: 330 Square Feet
- Dimensions: 15x22
Heating
- Electric
Cooling
- Central Air
Appliances
- Included: Dryer, Washer
- Laundry: Laundry Room
Features
- Ceiling Fan(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor
- Flooring: Carpet
- Doors: Outdoor Kitchen
- Has fireplace: No
Interior area
- Total structure area: 2,055
- Total interior livable area: 2,055 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Exterior features: Outdoor Kitchen
Lot
- Size: 0.46 Acres
Details
- Parcel number: 3578030023
- Zoning: R1
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 2004
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Available, Water Available
Community & HOA
Community
- Subdivision: OCALA WATERWAY ESTATE
HOA
- Has HOA: No
- Pet fee: $0 monthly
Location
- Region: Ocala
Financial & listing details
- Price per square foot: $175/sqft
- Tax assessed value: $325,761
- Annual tax amount: $2,170
- Date on market: 6/20/2025
- Cumulative days on market: 167 days
- Listing terms: Cash,Conventional,FHA,Other,USDA Loan,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$352,000
$334,000 - $370,000
$1,955/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 9/10/2025 | Price change | $359,900-1.4%$175/sqft |
Source:  Stellar MLS #OM704017 Report a problem | ||
| 7/31/2025 | Price change | $365,000-1.4%$178/sqft |
Source: Stellar MLS #OM704017 Report a problem | ||
| 7/10/2025 | Price change | $370,000-1.3%$180/sqft |
Source: Stellar MLS #OM704017 Report a problem | ||
| 6/20/2025 | Listed for sale | $375,000+5.6%$182/sqft |
Source: Stellar MLS #OM704017 Report a problem | ||
| 7/11/2024 | Listing removed | $354,990$173/sqft |
Source: Stellar MLS #OM666416 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,170 +2.7% | $157,997 +3% |
| 2023 | $2,114 -0.5% | $153,395 +3% |
| 2022 | $2,125 +0.3% | $148,927 +3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,362/mo
Principal & interest
$1750
Property taxes
$486
Home insurance
$126
Climate risks
Neighborhood: 34476
Nearby schools
GreatSchools rating
- 3/10Hammett Bowen Jr. Elementary SchoolGrades: PK-5Distance: 0.9 mi
- 4/10Liberty Middle SchoolGrades: 6-8Distance: 0.9 mi
- 4/10West Port High SchoolGrades: 9-12Distance: 6.4 mi
Schools provided by the listing agent
- Elementary: Hammett Bowen Jr. Elementary
- Middle: Liberty Middle School
- High: West Port High School
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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