Welcome to Finisterra Condominiums, a gated waterfront community ideally located at 101 Old Ferry Road in Shalimar, Florida, overlooking the beautiful Choctawhatchee Bay and Lake Clyde, and directly across the street from Two Georges Marina.
Unit 4C is a standout residence, offering vaulted ceilings and a large entryway window that fills the space with natural light. This well-maintained condo features stainless steel kitchen appliances, updated fixtures in the kitchen and dining area, and a newer ceiling fan. The dishwasher has been replaced within the last year, and additional improvements include a new HVAC system and thermostat, providing comfort and peace of mind for the next owner. Assigned and guest parking are conveniently located directly in front of the unit, and the condo's front-of-community location allows for easy access while still offering views of the water from the building and a short walk to the bay, pool, and clubhouse.
Finisterra spans acres of waterfront property and offers an exceptional lifestyle with amenities including a community pool, lighted tennis court striped for pickleball, sauna, clubhouse, BBQ areas, kayak storage and launch, and private shoreline accessperfect for fishing, paddleboarding, or enjoying sunset views and Destin fireworks without the crowds. Boating enthusiasts will love being just 1 nautical mile to the Intracoastal Waterway and 2.2 miles to the Destin Bridge, with boat storage available across the street at the marina.
The HOA covers water, sewer, trash, groundskeeping, and exterior insurance, adding outstanding value. Finisterra is conveniently located near Eglin Air Force Base, shopping, dining, Destin Harbor, Crab Island, and the area's renowned sugar-white beaches.
Rental Policy: Finisterra is a non-rental community during the first two years of ownership. After that period, long-term rentals are permitted; short-term rentals are not allowed.
Whether you're seeking a primary residence, second home, or long-term investment, Finisterra offers a rare opportunity to enjoy a laid-back waterfront lifestyle at an affordable price.
Schedule your private showing today and experience the hidden gem of Finisterra.
For sale
$165,000
101 Old Ferry Rd Unit 4C, Shalimar, FL 32579
1beds
625sqft
Est.:
Condominium
Built in 1970
-- sqft lot
$157,100 Zestimate®
$264/sqft
$313/mo HOA
What's special
Newer ceiling fanGated waterfront communityCommunity poolBbq areasVaulted ceilingsKayak storage and launchStainless steel kitchen appliances
- 67 days |
- 923 |
- 35 |
Zillow last checked: 8 hours ago
Listing updated: December 18, 2025 at 12:02pm
Listed by:
Angela R Turner 850-866-9868,
Counts Real Estate Group Inc
Source: ECAOR,MLS#: 991500
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Level: First
- Area: 132 Square Feet
- Dimensions: 12 x 11
Kitchen
- Level: First
- Area: 56 Square Feet
- Dimensions: 8 x 7
Living room
- Level: First
- Area: 240 Square Feet
- Dimensions: 20 x 12
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Refrigerator, Electric Water Heater
- Laundry: Common Area, Washer/Dryer Hookup
Features
- Vaulted Ceiling(s)
- Flooring: Laminate, Tile
- Windows: Window Treatments
Interior area
- Total structure area: 625
- Total interior livable area: 625 sqft
Property
Features
- Patio & porch: Covered
- On waterfront: Yes
Details
- Parcel number: 062S2350700000004C
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
Materials
- Vinyl Siding
- Foundation: Slab
- Roof: Composition
Condition
- Construction Complete
- New construction: No
- Year built: 1970
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: BBQ Pit/Grill, Community Room, Dumpster, Fishing, Gated, Minimum Rental Prd, Short Term Rental - Not Allowed, Pool, Sauna/Steam Room, Tennis Court(s), Waterfront, Pickleball
- Subdivision: FINISTERRA CONDO
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Insurance, Security, Trash, Water
- HOA fee: $313 monthly
Location
- Region: Shalimar
Financial & listing details
- Price per square foot: $264/sqft
- Tax assessed value: $140,000
- Annual tax amount: $1,719
- Date on market: 12/18/2025
Estimated market value
$157,100
$149,000 - $165,000
$1,312/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/18/2025 | Listed for sale | $165,000-12.7%$264/sqft |
Source: | ||
| 4/12/2024 | Sold | $189,000$302/sqft |
Source: | ||
| 3/12/2024 | Pending sale | $189,000$302/sqft |
Source: | ||
| 3/7/2024 | Listed for sale | $189,000+8.1%$302/sqft |
Source: | ||
| 3/14/2022 | Sold | $174,900$280/sqft |
Source: | ||
| 1/31/2022 | Pending sale | $174,900$280/sqft |
Source: | ||
| 1/30/2022 | Listed for sale | $174,900+218%$280/sqft |
Source: | ||
| 9/27/2019 | Listing removed | $950$2/sqft |
Source: Back Stage Realty Report a problem | ||
| 9/25/2019 | Listed for rent | $950+18.8%$2/sqft |
Source: Back Stage Realty Report a problem | ||
| 1/19/2018 | Listing removed | $800$1/sqft |
Source: Back Stage Realty Report a problem | ||
| 1/17/2018 | Listed for rent | $800$1/sqft |
Source: Back Stage Realty Report a problem | ||
| 4/6/2017 | Listing removed | $800$1/sqft |
Source: Back Stage Realty #770297 Report a problem | ||
| 3/1/2017 | Listed for rent | $800-3%$1/sqft |
Source: Back Stage Realty Report a problem | ||
| 1/27/2016 | Listing removed | $825$1/sqft |
Source: Back Stage Realty Report a problem | ||
| 1/26/2016 | Price change | $825-2.9%$1/sqft |
Source: Back Stage Realty Report a problem | ||
| 1/16/2016 | Listed for rent | $850$1/sqft |
Source: Back Stage Realty Report a problem | ||
| 5/15/2015 | Sold | $55,000-6%$88/sqft |
Source: | ||
| 4/22/2015 | Pending sale | $58,500$94/sqft |
Source: Homepath #726612 Report a problem | ||
| 4/4/2015 | Listed for sale | $58,500+287.4%$94/sqft |
Source: Homepath #726612 Report a problem | ||
| 7/28/2014 | Sold | $15,100-76.7%$24/sqft |
Source: Public Record Report a problem | ||
| 4/15/2004 | Sold | $64,900+32.4%$104/sqft |
Source: Public Record Report a problem | ||
| 9/25/2000 | Sold | $49,000$78/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,719 -0.8% | $140,000 |
| 2023 | $1,733 +51.1% | $140,000 +21.7% |
| 2022 | $1,147 +15.3% | $115,000 +27.8% |
| 2021 | $995 +10.4% | $90,000 +12.5% |
| 2020 | $901 +24.9% | $80,000 +45.5% |
| 2019 | $722 +1.7% | $55,000 |
| 2018 | $710 | $55,000 +10% |
| 2017 | $710 +9.4% | $50,000 +16.3% |
| 2016 | $648 +13.8% | $43,000 +6.2% |
| 2015 | $570 +4.6% | $40,500 +3.8% |
| 2014 | $545 | $39,000 +8.3% |
| 2013 | -- | $36,000 |
| 2012 | -- | $36,000 -12.2% |
| 2011 | -- | $41,000 -4.7% |
| 2010 | -- | $43,000 -10.4% |
| 2009 | -- | $48,000 -11.1% |
| 2008 | -- | $54,000 +107.7% |
| 2007 | -- | $26,000 -60% |
| 2006 | -- | $65,000 +35.4% |
| 2005 | -- | $48,000 +15.7% |
| 2004 | -- | $41,500 +15.3% |
| 2003 | -- | $36,000 +2.9% |
| 2002 | -- | $35,000 |
| 2001 | -- | $35,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,242/mo
Principal & interest
$760
HOA Fees
$313
Property taxes
$169
Climate risks
Neighborhood: 32579
Nearby schools
GreatSchools rating
- 7/10Shalimar Elementary SchoolGrades: PK-5Distance: 1.1 mi
- 7/10Clifford Meigs Middle SchoolGrades: 6-8Distance: 0.9 mi
- 4/10Choctawhatchee Senior High SchoolGrades: 9-12Distance: 2.5 mi
Schools provided by the listing agent
- Elementary: Shalimar
- Middle: Meigs
- High: Choctawhatchee
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.







