Waterfront living at its finest in the gated Finisterra community. This fully renovated 2 bedroom condo has been thoughtfully updated from top to bottom, including the kitchen, bathrooms, flooring, paint, and fixtures. Enjoy stunning panoramic views of the bay from this hidden gem in Shalimar, perfect as a low-maintenance primary residence or a relaxing second home. The unit includes a designated parking space conveniently located out front. Finisterra offers resort-style amenities such as a waterfront pool, tennis courts, community laundry facility, outdoor grills, and peaceful waterfront sitting areas. The community requires owner occupancy for the first two years, after which long-term rentals are permitted. Short-term rentals are not allowed. A rare opportunity for turnkey waterfront living in a quiet, well-maintained setting.
For sale
$212,000
101 Old Ferry Rd Unit 20C, Shalimar, FL 32579
2beds
868sqft
Est.:
Condominium
Built in 1970
-- sqft lot
$205,300 Zestimate®
$244/sqft
$395/mo HOA
What's special
Waterfront poolTennis courtsPeaceful waterfront sitting areasOutdoor grills
- 19 days |
- 1,957 |
- 63 |
Zillow last checked: 8 hours ago
Listing updated: January 20, 2026 at 08:12am
Listed by:
Geoffrey B Goodsell 850-830-1928,
Coldwell Banker Realty
Source: ECAOR,MLS#: 993303
Originating MLS: Emerald Coast
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Bedroom
- Level: First
Bathroom
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Electric
Cooling
- Electric, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Refrigerator, Smooth Stovetop Rnge, Electric Range, Electric Water Heater
Features
- Bedroom, Full Bathroom, Kitchen, Living Room
Interior area
- Total structure area: 868
- Total interior livable area: 868 sqft
Property
Features
- Stories: 1
- Exterior features: Balcony, BBQ Pit/Grill, Tennis
- Pool features: Community
- Has view: Yes
- View description: Bay
- Has water view: Yes
- Water view: Bay
- Waterfront features: Bay
Details
- Parcel number: 062S2350700000020C
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
Materials
- Frame, Vinyl Siding
- Roof: Roof Dimensional Shg
Condition
- Construction Complete
- Year built: 1970
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected
Community & HOA
Community
- Features: Gated, Pool
- Subdivision: Finisterra Condo
HOA
- Has HOA: Yes
- Services included: Accounting, Maintenance Grounds, Legal, Recreational Faclty, Sewer, Trash, Water
- HOA fee: $395 monthly
Location
- Region: Shalimar
Financial & listing details
- Price per square foot: $244/sqft
- Tax assessed value: $155,000
- Annual tax amount: $2,115
- Date on market: 1/20/2026
- Listing terms: Conventional,FHA,VA Loan
- Electric utility on property: Yes
Estimated market value
$205,300
$195,000 - $216,000
$1,601/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/20/2026 | Listed for sale | $212,000+6%$244/sqft |
Source: | ||
| 7/31/2025 | Sold | $200,000-6.5%$230/sqft |
Source: | ||
| 6/29/2025 | Pending sale | $214,000$247/sqft |
Source: | ||
| 5/7/2025 | Price change | $214,000-0.5%$247/sqft |
Source: | ||
| 8/22/2024 | Price change | $215,000-4.4%$248/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,904 +6.1% | $155,000 |
| 2023 | $1,794 +7.5% | $155,000 +6.9% |
| 2022 | $1,668 +11.6% | $145,000 +20.8% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,508/mo
Principal & interest
$822
HOA Fees
$395
Other costs
$292
Climate risks
Neighborhood: 32579
Nearby schools
GreatSchools rating
- 7/10Shalimar Elementary SchoolGrades: PK-5Distance: 1.1 mi
- 7/10Clifford Meigs Middle SchoolGrades: 6-8Distance: 0.9 mi
- 4/10Choctawhatchee Senior High SchoolGrades: 9-12Distance: 2.5 mi
Schools provided by the listing agent
- Elementary: Shalimar
- Middle: Meigs
- High: Choctawhatchee
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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