Located in the quiet, gated waterfront community of Finisterra, this 2-bedroom, 1-bath condo offers comfort, convenience, and a serene coastal lifestyle. The unit is just steps from the water and has been thoughtfully maintained, with the HVAC system, water heater, and refrigerator all replaced three years ago. The roof was replaced in 2022, providing peace of mind for years to come. The seller has also added Alumi-Conn connectors throughout the unit to meet current insurance requirements. Finisterra is surrounded by water, with Choctawhatchee Bay to the south and Lake Como to the east, offering beautiful views and a relaxing environment. For boating enthusiasts, Two Georges Marina is located directly across the street, making it easy to enjoy life on the water.
For sale
$189,500
101 Old Ferry Rd UNIT 12B, Shalimar, FL 32579
2beds
868sqft
Est.:
Condominium
Built in 1970
-- sqft lot
$-- Zestimate®
$218/sqft
$435/mo HOA
What's special
Beautiful viewsSurrounded by waterSteps from the water
- 33 days |
- 559 |
- 13 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: December 14, 2025 at 09:18am
Listed by:
Shane T Grady 850-684-5466,
Coldwell Banker Realty
Source: ECAOR,MLS#: 990879
Originating MLS: Emerald Coast
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Bedroom
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Electric
Cooling
- Electric
Appliances
- Included: Dishwasher, Refrigerator, Electric Range, Electric Water Heater
- Laundry: Common Area
Features
- Pantry, Bedroom, Dining Area, Kitchen, Living Room
- Flooring: Tile
Interior area
- Total structure area: 868
- Total interior livable area: 868 sqft
Property
Features
- Stories: 1
- Patio & porch: Patio Open
- Exterior features: BBQ Pit/Grill, Dumpster, Tennis
- Pool features: Community
- On waterfront: Yes
- Waterfront features: Waterfront
Details
- Parcel number: 062S2350700000012B
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
Materials
- Vinyl Siding
- Roof: Roof Dimensional Shg
Condition
- Construction Complete
- Year built: 1970
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Cable Connected
Community & HOA
Community
- Features: Community Room, Fishing, Gated, Pickleball, Pool, TV Cable
- Subdivision: Finisterra Condo
HOA
- Has HOA: Yes
- Services included: Accounting, Maintenance Grounds, Management, Recreational Faclty, Sewer, Water
- HOA fee: $435 monthly
Location
- Region: Shalimar
Financial & listing details
- Price per square foot: $218/sqft
- Tax assessed value: $145,000
- Annual tax amount: $1,233
- Date on market: 12/5/2025
- Cumulative days on market: 356 days
- Listing terms: Conventional,FHA,VA Loan
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/5/2025 | Listed for sale | $189,500$218/sqft |
Source: | ||
| 12/4/2025 | Listing removed | $189,500$218/sqft |
Source: | ||
| 8/10/2025 | Listed for sale | $189,500-0.3%$218/sqft |
Source: | ||
| 8/1/2025 | Listing removed | $190,000$219/sqft |
Source: | ||
| 6/12/2025 | Price change | $190,000-7.3%$219/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,240 -0.9% | $145,000 |
| 2023 | $1,251 -20.2% | $145,000 +5.1% |
| 2022 | $1,568 +16.2% | $138,000 +31.4% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,618/mo
Principal & interest
$923
HOA Fees
$435
Other costs
$261
Climate risks
Neighborhood: 32579
Nearby schools
GreatSchools rating
- 7/10Shalimar Elementary SchoolGrades: PK-5Distance: 1.1 mi
- 7/10Clifford Meigs Middle SchoolGrades: 6-8Distance: 0.9 mi
- 4/10Choctawhatchee Senior High SchoolGrades: 9-12Distance: 2.5 mi
Schools provided by the listing agent
- Elementary: Shalimar
- Middle: Meigs
- High: Choctawhatchee
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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