Lakeside Living with Versatile Studio Space—Fully Furnished & Ready for Summer! East Okoboji Lake is calling! This fully furnished Terrace Oaks condo with a total of 4 bedrooms and three bathrooms is move-in ready, just in time for summer fun. Enjoy a light-filled, upper-level end unit featuring three bedrooms, two bathrooms, in-unit laundry, and an expansive lakeside deck with breathtaking views. But that’s not all—this property includes a separate lower-level studio with its own bathroom and private lakeside walkout patio, offering endless possibilities. Use it as a fourth bedroom, additional living space, or take advantage of the 30-day minimum rental opportunity for extra income. The Terrace Oaks association enhances your lakefront experience with a well-maintained swimming pool and private docks—already in and ready for summer! Bonus Opportunity: Buyers of this unit will have first option to purchase an additional garage within the association for added storage and convenience. Turnkey and ready to enjoy—don’t miss this rare opportunity for flexible lakeside living!
For sale
$584,900
101 19th St, Spirit Lake, IA 51360
4beds
1,838sqft
Est.:
Condominium
Built in 1984
-- sqft lot
$-- Zestimate®
$318/sqft
$275/mo HOA
What's special
Well-maintained swimming poolPrivate docksExpansive lakeside deckUpper-level end unitBreathtaking viewsPrivate lakeside walkout patioSeparate lower-level studio
- 21 days
- on Zillow |
- 858 |
- 19 |
Zillow last checked: 7 hours ago
Listing updated: April 07, 2025 at 07:06am
Listed by:
Erica Schultes PRIM:712-336-3405,
EXIT Realty Midwest
Source: Iowa Great Lakes BOR,MLS#: 250349

Travel times
Tour with a buyer’s agent
Tour with a buyer’s agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Bedroom 1
- Level: Main
Bedroom 2
- Level: Main
Bedroom 3
- Level: Main
Bathroom 1
- Level: Main
Bathroom 2
- Level: Main
Bathroom 3
- Level: Lower
Dining room
- Level: Main
Great room
- Level: Lower
Kitchen
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Heating
- Forced Air
Appliances
- Included: Dishwasher, Dryer, Microwave, Range/Stove, Washer, Gas Water Heater
Features
- Basement: Finished-Partial,Walk-Out Access,Partial,Walkout
- Furnished: Yes
Interior area
- Total structure area: 1,870
- Total interior livable area: 1,838 sqft
- Finished area above ground: 1,298
- Finished area below ground: 540
Property
Parking
- Total spaces: 1
- Parking features: Attached, Detached
- Attached garage spaces: 1
Features
- Levels: Two
- Stories: 2
- Pool features: In Ground, Outdoor Pool, Community
Lot
- Size: 4,356 Square Feet
- Dimensions: 14 x 298
Details
- Additional structures: Second Garage
- Parcel number: 0703303015
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
- Attached to another structure: Yes
Materials
- Hardboard, Frame/Wood
- Roof: Asphalt
Condition
- Year built: 1984
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Natural Gas Connected
Community & HOA
Community
- Subdivision: IA
HOA
- Has HOA: Yes
- Services included: Dock Maint, Maintenance Grounds, Lawn Care, Parking, Shared Amenities
- HOA fee: $275 monthly
- HOA name: Terrace Oaks
- HOA phone: 612-817-7511
Location
- Region: Spirit Lake
Financial & listing details
- Price per square foot: $318/sqft
- Tax assessed value: $102,600
- Annual tax amount: $5,148
- Date on market: 4/5/2025
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