Rustic three-level cottage offers a warm, inviting escape in the heart of Tonka Bay, close to Lake Minnetonka and downtown Excelsior. High demand Minnetonka Schools! Updates include new kitchen appliances, furnace, air conditioning, water heater, electrical panels, sewer line, exterior paint, and much more.
The main level features a vaulted great room with a fireplace, a kitchen that captures gorgeous morning sun and lake views, a bedroom, and a full bathroom. Enjoy the outdoors from two large decks. The upper loft offers a spacious bedroom or office with a Juliet balcony.
The finished lower level adds a cozy family room with a fireplace, a third bedroom, a full bathroom, and a laundry room. Detached three-car garage. Dock availability through the City of Tonka Bay. A rare combination of charm, versatile spaces, and close-to-the-lake convenience.
Closed
$530,000
10 Birch Bluff Rd, Tonka Bay, MN 55331
3beds
1,764sqft
Single Family Residence
Built in 1966
0.53 Acres Lot
$525,700 Zestimate®
$300/sqft
$2,455 Estimated rent
Home value
$525,700
$499,000 - $552,000
$2,455/mo
Zestimate® history
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What's special
Zillow last checked: 8 hours ago
Listing updated: January 26, 2026 at 11:57am
Listed by:
Jim Schwarz 612-251-7201,
Lakes Sotheby's International
Bought with:
Todd Breyfogle
Coldwell Banker Realty - Southwest Regional
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 6821252
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Bedroom
- Level: Main
- Area: 110 Square Feet
- Dimensions: 11x10
Bedroom 2
- Level: Upper
- Area: 221 Square Feet
- Dimensions: 17x13
Bedroom 3
- Level: Lower
- Area: 80 Square Feet
- Dimensions: 10x08
Deck
- Level: Main
- Area: 260 Square Feet
- Dimensions: 26x10
Deck
- Level: Main
- Area: 390 Square Feet
- Dimensions: 26x15
Dining room
- Level: Main
- Area: 80 Square Feet
- Dimensions: 10x08
Family room
- Level: Lower
- Area: 275 Square Feet
- Dimensions: 25x11
Great room
- Level: Main
- Area: 300 Square Feet
- Dimensions: 25x12
Kitchen
- Level: Main
- Area: 72 Square Feet
- Dimensions: 09x08
Laundry
- Level: Lower
- Area: 72 Square Feet
- Dimensions: 09x08
Heating
- Forced Air, Fireplace(s)
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Water Filtration System, Microwave, Range, Refrigerator, Washer, Water Softener Rented
- Laundry: Lower Level, Laundry Room, Sink, Washer Hookup
Features
- Basement: Block,Finished,Full
- Number of fireplaces: 2
- Fireplace features: Brick, Family Room, Living Room, Wood Burning
Interior area
- Total structure area: 1,764
- Total interior livable area: 1,764 sqft
- Finished area above ground: 1,056
- Finished area below ground: 708
Property
Parking
- Total spaces: 3
- Parking features: Detached Garage, Asphalt, Garage Door Opener
- Garage spaces: 3
- Has uncovered spaces: Yes
- Details: Garage Dimensions (32x24)
Accessibility
- Accessibility features: None
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Deck
- Pool features: None
- Fencing: Partial,Wood
Lot
- Size: 0.53 Acres
- Dimensions: 122 x 253 x 77 x 264
- Features: Near Public Transit, Corner Lot, Tree Coverage - Heavy
Details
- Foundation area: 780
- Parcel number: 2811723240013
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Roof: Age Over 8 Years,Asphalt
Condition
- New construction: No
- Year built: 1966
Utilities & green energy
- Gas: Natural Gas
- Sewer: City Sewer/Connected
- Water: City Water - In Street, Well
Community & neighborhood
Location
- Region: Tonka Bay
- Subdivision: John F Wilcox Add
HOA & financial
HOA
- Has HOA: No
Other
Other facts
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 1/26/2026 | Sold | $530,000-1.8%$300/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #6821252 Report a problem | ||
| 1/2/2026 | Pending sale | $539,900$306/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6821252 Report a problem | ||
| 12/10/2025 | Listed for sale | $539,900+66.4%$306/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6821252 Report a problem | ||
| 12/17/2018 | Sold | $324,500$184/sqft |
Source: NorthstarMLS as distributed by MLS GRID #4993628 Report a problem | ||
| 11/13/2018 | Pending sale | $324,500$184/sqft |
Source: RE/MAX Results #4993628 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,558 -0.8% | $597,700 +25.4% |
| 2024 | $3,586 +14.8% | $476,500 -4% |
| 2023 | $3,124 +44.5% | $496,400 +11.1% |
Find assessor info on the county website
Neighborhood: 55331
Nearby schools
GreatSchools rating
- 9/10Minnewashta Elementary SchoolGrades: K-6Distance: 1.4 mi
- 8/10Minnetonka West Middle SchoolGrades: 6-8Distance: 2 mi
- 10/10Minnetonka Senior High SchoolGrades: 9-12Distance: 4.2 mi
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Estimated market value
$525,700