Buildable plan: Santa Rosa II, Carmel Ranch, Oakdale, CA 95361

Epic Savings! Take advantage of a Year 1 Rate of 2.99%, Year 2 Rate of 3.99%, and Years 3-30 Rate of 4.99% (5.786% APR)* or flex cash equivalent on every home sold and closed by June 30, 2025. Experience tranquil living at Carmel Ranch, K. Hovnanian's gated community of new homes for sale in Oakdale, CA. Choose from 4 beautiful floorplans of up to 2,752 sq. ft., 5 beds, and 3 baths. Select plans include options for our signature Extra Suite Plus, a self-contained living space within your home, ideal for multi-generational living or housing extended guests. Each home at Carmel Ranch is offered in one of our interior design Looks: Elements, Loft, Farmhouse, or Classic. With our streamlined, innovative Looks process, you can choose and develop an interior that reflects your taste, and evokes a designer-curated atmosphere in your new-construction home. Offered By: K. Hovnanian Homes Northern California, Inc. The Santa Rosa II offers: Open kitchen with spacious breakfast bar island. Bright home office, perfect for a hobby room or home gym. Included HovHub with built-in desk off the kitchen. Luxurious primary suite with dual vanity sinks in primary spa bath. Optional Bedroom 4 in lieu of home office for larger families. Oversized covered patio off great room ideal for entertaining.