Breakfast Point Academy

J.R. Arnold High School

Springfield

Tyndall AFB

Parker

Lynn Haven

Panama City Beach

Callaway

Southport

Panama City

Inlet Beach

Ebro

Lower Grand Lagoon

Upper Grand Lagoon

Pretty Bayou

Hiland Park

Cedar Grove

Rosemary Beach

Alys Beach

WaterSound Beach

Okaloosa Island

Cinco Bayou

32408

32407

32401

32405

32444

32403

32413

32409

32404

32461

On Panama City Beach’s east end, 32408 blends laid-back coastal living with marina energy around Grand Lagoon and the gated Bay Point community. Days revolve around St. Andrews State Park’s sugar-sand beaches, nature trails, and ferries to Shell Island, plus boating, paddleboarding, and fishing from Treasure Island and Lighthouse marinas. Thomas Drive anchors daily life with Publix at Magnolia Plaza, a Walmart Neighborhood Market, coffee at The Pour and Lotus Cafe, seafood staples like Capt. Anderson’s and Schooners, and gyms such as Anytime Fitness. The vibe is friendly and outdoorsy, with year-round residents, military neighbors from NSA Panama City, and seasonal beachgoers; many rentals welcome pets and families appreciate easy park and beach access. According to recent Zillow Market Trends, the median asking rent has hovered around $2,200 over the past few months, with most listings ranging roughly from $1,600 to $3,000+, varying by size and proximity to the water.

Easy coastal access for swimming, sunbathing, and seaside relaxation.

Beach Access

Opportunities for kayaking, paddleboarding, and aquatic adventures.

Water Sports

Ample parks and spaces for hiking, biking, and active recreation.

Outdoor Activities

From casual bites to fine dining, a haven for food lovers.

Dining Scene

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8520 Surf Dr

Available units

Neighborhood: Lower Grand Lagoon

Areas of interest

Travel times

Walk, Transit & Bike Scores

Nearby schools in Panama City

GreatSchools rating

Frequently asked questions