604 Tompkins Ave

Beautiful studio 550 sf in a co-op building, with large eat-in kitchen, full bathroom, heat, hot water, included, and Window AC. Superintendent on site. Near Metro North, I-95 and Bee line. Near Harbor Park, with tennis, marina, and beach rights to Mamaroneck Village Beach and Oakland Beach in Rye, NY. Walk to Mamaroneck Ave restaurants. Third floor walk-up in a safe and friendly neighborhood. Building has cameras inside and out. On street parking only. **No Brokers Please** Available July 1, 2025. One year lease, renewable. Basic cable, $65 with 125 channels, is not included, or other additional Verizon cable TV package is extra, more channels $85. Gas for stove and electric is not included and is usually between $60-119+ depending on season. Thank you. 1 year lease at a time Sublet holding fee $1,000, refundable. Must have low debt-to-income ratio, the acceptable number is 35%, or under 35%, or you will lose non-refundable application fees of $750 approx. for application, credit report $400 and digital fee. Credit score of 1st person 700, or higher. Credit score of 2nd person 700, or higher. Income 35 x Rent $2100 = $73,500, or higher Application process takes approximately two months for my co-op management co. and co-op board to process until move-in date. Must be interviewed by owner and must be interviewed by board. How to calculate your debt-to-income ratio Your debt-to-income ratio (DTI) compares how much you owe each month to how much you earn. Specifically, it's the percentage of your gross monthly income (before taxes) that goes towards payments for rent, mortgage, credit cards, or other debt. To calculate your debt-to-income ratio: Step 1:Your debt-to-income ratio is calculated by adding up all your monthly debt payments and dividing them by your gross monthly income. Add up your monthly bills which may include: Monthly rent or house payment Monthly alimony or child support payments Student, auto, and other monthly loan payments Credit card monthly payments (use the minimum payment) Other debts NOTE: Expenses like groceries, utilities, gas, and your taxes generally are not included. Step 2: Divide the total by your gross monthly income, which is your income before taxes. Step 3: The result is your DTI, which will be in the form of a percentage. The lower the DTI; the less risky you are to lenders. or rental owners.