14979 Gibbon Ter NW

**Charming Townhouse in Ramsey, MN** Welcome to your dream townhouse! This brand new 3-bedroom, 3-bathroom home offers the perfect blend of modern living and comfort. Located in the heart of Ramsey, MN, this gem is in a serene, family-friendly neighborhood with easy access to local amenities. **Key Features Spacious Layout: Enjoy 1,800 sq. ft. of living space, complete with a bright and open floor plan. Modern Kitchen: Fully-equipped with stainless steel appliances, quartz countertops, and ample cabinetry. Master Suite: Relax in the luxurious master bedroom with an ensuite bathroom and walk-in closet. Cozy Living Room: Perfect for entertaining, with large windows for natural light. Additional Loft Space: Perfect for a home office, playroom, or extra living area. Private Patio: Ideal for outdoor dining and relaxation. Attached Garage: Spacious two-car garage with extra storage space. Smart Home Features: Includes a smart alarm system and smart entrance for enhanced security and convenience. Top Level Laundry: Conveniently located on the same floor as the bedrooms for ease of use. **Community Highlights Convenience: Close to restaurants, shopping centers, parks, daycare and commuter rail. Easy access to Highway 10. Family-Friendly: Quiet, safe neighborhood with nearby playgrounds and walking trails. Pet-Friendly: Welcoming community for pet lovers. Be the first to live in this stunning new townhouse! Contact us today to schedule a viewing. Landlord covers HOA fee. Lawn care, snow removal are paid for by landlord. Tenant is responsible for all utilities which includes water, electric, gas, cable, internet. No smoking inside allowed. Home is smoke free. Pets: Not Allowed **Please do not fill out Zillow rental application. Landlord has their own.** Tenant criteria: Criminal History: No felonies. No crime against a person or property in the last 10 years. No multiple issues. Credit score: A credit score of less than 650 may be denied. Credit performance: Collection accounts, Judgements, Foreclosure/short sale, Bankruptcy, Past due mortgages, Foreclosed mortgages, Treatment of medical collections, Treatment of student loan collections, Eviction records. Rental history: Minimum of 12months continuous verifiable rental history. No applicant with evictions, missed payments or owing monies to a previous landlord will be approved. Employment verification: 6 months employment with current employer or in same field of work. Employment requirements will be waived for retired or self-employment applicants. However, most recent tax returns will be required for verification of income. Income verification: Applicant must provide bank statement with proof of funds greater than or equal to 2.5x the monthly rental amount. Applicant must provide most recent 3 paystubs with proof of monthly income greater than the monthly rent. Tax return documents for the past two years will be required to verify income. Debt to income ratio not to exceed 40% Character references All applicants are subjected to background check payable by the applicant through the application form. Any prospectus occupants 18 years old or older are required to be screened.