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    • Special offer

    Turtle Lake

    4324 W 20th St, Panama City, FL 32405

    • Special offer!

      Sign a lease to get $500 off first month's rent!
    Apartment building
    1-3 beds
    Pet-friendly
    Other parking

    What’s available

    Price is base rent and doesn't include required fees.
    1 bd, 1 ba
    $1,147-1,177
    700 sqft

    2 units avail. now | 2 avail. May 16-Jun 5

    Price: $1,147Available: Available May 16 2025Unit: Unit P160
    Price: $1,152Available: Available NowUnit: Unit C217
    Price: $1,152Available: Available NowUnit: Unit C215
    Price: $1,177Available: Available Jun 5 2025Unit: Unit P159
    2 bd, 1.5 ba
    $1,266-1,276
    900 sqft

    4 units available now

    Price: $1,266Available: Available NowUnit: Unit Q264
    Price: $1,266Available: Available NowUnit: Unit Q-266
    Price: $1,276Available: Available NowUnit: Unit U279
    Price: $1,276Available: Available NowUnit: Unit U280
    2 bd, 1.5 ba
    $1,340-1,355
    1,000 sqft

    1 unit avail. now | 1 avail. May 18

    Price: $1,340Available: Available NowUnit: Unit J-312
    Price: $1,355Available: Available May 18 2025Unit: Unit T-326
    2 bd, 2 ba
    $1,347-1,362
    1,000 sqft

    2 units available now

    Price: $1,347Available: Available NowUnit: Unit S276
    Price: $1,362Available: Available NowUnit: Unit S171
    3 bd, 2 ba
    $1,674-1,719
    1,300 sqft

    3 units avail. now | 1 avail. May 20

    Price: $1,674Available: Available NowUnit: Unit A203
    Price: $1,681Available: Available May 20 2025Unit: Unit A104
    Price: $1,709Available: Available NowUnit: Unit E130
    Price: $1,719Available: Available NowUnit: Unit A101

    What's special

    Fishing lakePrivate patios or balconiesModern layouts
    Discover Turtle Lake Apartments in Panama City, FL just steps from Gulf Coast State College and FSU Panama City! Our budget-friendly community offers studio, one, two, and three-bedroom apartments with modern layouts and private patios or balconies. Enjoy resort-style amenities, including a pool, fitness center, and fishing lake. Perfect for students and professionals alike schedule a tour today!

    Office hours

    DayOpen hours
    Mon:10 am - 5:30 pm
    Tue:8:30 am - 5:30 pm
    Wed:10 am - 5:30 pm
    Thu:8:30 am - 5:30 pm
    Fri:8:30 am - 5:30 pm
    Sat:Closed
    Sun:Closed

    Facts, features & policies

    Building Amenities

    Other
    • Hookups: Washer/Dryer Connections*
    • Swimming Pool: Sparkling Swimming Pool
    Outdoor common areas
    • Playground
    Services & facilities
    • Online Rent Payment

    Unit Features

    Appliances
    • Dishwasher
    • Washer/Dryer Hookups: Washer/Dryer Connections*
    Other
    • Balcony: Patio or Balcony
    • Patio Balcony: Patio or Balcony

    Policies

    Pets
    Cats
    • Allowed
    • 2 pet max
    • $300 one time fee
    • $10 monthly pet fee
    • We love our furry friends! All fees are per pet.
    Dogs
    • Allowed
    • 2 pet max
    • $300 one time fee
    • $10 monthly pet fee
    • We love our furry friends! All fees are per pet.
    Parking
    • Parking Lot: Other

    Special Features

    • Boat/rv Parking Area
    • Breakfast Bar
    • Close To Gulf Coast State And Fsu, Panama City
    • Fishing Lake
    • Large Walk-in Closets*
    • Upgraded 1 Bedroom*
    • Upgraded 2 Bedroom*
    • Upgraded 3 Bedroom*

    Neighborhood: 32405

    Areas of interest

    Use our interactive map to explore the neighborhood and see how it matches your interests.

    Travel times

    Walk, Transit & Bike Scores

    15 / 100
    Car-Dependent
    28 / 100
    Some Transit
    43 / 100
    Somewhat Bikeable
    Near Turtle Lake
    • Zoo World, home to over 260 animals, offering programs such as Animal Encounters, Simmer Safari Zoo Camp and Adopt a Wild Child, is a 5-minute drive away.
    • Ripley's Believe It or Not Museum occupies a replica of a sinking ship featuring interactive exhibits showcasing weird relics, a movie theater and laser race and is a 10-minute drive away.
    • Shipwreck Island Waterpark, located within a 10-minute drive, features a variety of water slides, a lazy river, a wave pool, Tadpole Hole, Skull Island and The Great Shipwreck.
    • Panama City Beach Dolphin Tours & More, offering a variety of tours including fishing, spearfishing, scuba diving and snorkeling, is a 5-minute drive away.

    Nearby schools in Panama City

    GreatSchools rating

    Frequently asked questions

    What is the walk score of Turtle Lake?

    Turtle Lake has a walk score of 15, it's car-dependent.

    What is the transit score of Turtle Lake?

    Turtle Lake has a transit score of 28, it has some transit.

    What schools are assigned to Turtle Lake?

    The schools assigned to Turtle Lake include Lucille Moore Elementary School, Jinks Middle School, and Bay High School.

    Does Turtle Lake have in-unit laundry?

    Turtle Lake has washer/dryer hookups available.

    What neighborhood is Turtle Lake in?

    Turtle Lake is in the 32405 neighborhood in Panama City, FL.

    What are Turtle Lake's policies on pets?

    A maximum of 2 cats are allowed per unit. This building has a one time fee of $300 and monthly fee of $10 for cats. A maximum of 2 dogs are allowed per unit. This building has a one time fee of $300 and monthly fee of $10 for dogs.

    There are 5+ floor plans availableWith 24% more variety than properties in the area, you're sure to find a place that fits your lifestyle.